KreditNova is committed to protecting your privacy and ensuring that your personal information is handled in a safe and responsible manner. This Privacy Policy explains how we collect, use, and protect your information when you visit our website.
1. Who We Are
KreditNova provides financing and loan-related services through its website.
Website: https://kreditnova.de
If you have any questions regarding this policy or how your data is handled, you may contact us through the contact form available on our website.
2. Information We Collect
We may collect the following types of information when you interact with our website:
Personal Information
When you submit a form, apply for financing, or contact us, we may collect:
- Full name
- Email address
- Phone number
- Address
- Financial information related to loan inquiries
- Any information you voluntarily provide
Technical Information
When you visit our website, certain information may automatically be collected, including:
- IP address
- Browser type
- Device information
- Pages visited
- Date and time of access
This information helps us improve website functionality and security.
3. How We Use Your Information
We use the information collected to:
- Process inquiries and loan applications
- Communicate with you regarding services
- Improve website functionality and user experience
- Maintain security and prevent fraud
- Comply with legal and regulatory obligations
We only collect information that is necessary to provide our services.
4. Cookies
Our website may use cookies to improve your browsing experience.
Cookies help us:
- Remember user preferences
- Analyze website traffic
- Improve site performance
You may choose to disable cookies through your browser settings, although some parts of the website may not function properly if cookies are disabled.
5. Media Uploads
If users upload images or documents to the website, they should avoid uploading files that contain embedded location data (EXIF GPS), as this data may be accessible to other users.
6. Embedded Content from Other Websites
Pages on this website may include embedded content such as videos, images, or articles. Embedded content from other websites behaves in the same way as if the visitor has visited those websites directly.
These third-party websites may collect data, use cookies, and monitor interactions with their content.
7. How We Protect Your Information
We implement appropriate security measures designed to protect your personal information from unauthorized access, misuse, disclosure, or loss.
However, no internet-based service can be guaranteed to be completely secure.
8. Data Sharing
We do not sell or rent your personal information.
Your data may only be shared when necessary:
- To comply with legal obligations
- To protect our rights and services
- With trusted service providers that assist with website operations
9. Data Retention
We retain personal data only for as long as necessary to fulfill the purposes outlined in this policy, including legal, regulatory, or operational requirements.
10. Your Rights
Depending on applicable laws, you may have the right to:
- Request access to your personal data
- Request correction of inaccurate information
- Request deletion of your personal data
- Request a copy of the data we hold about you
To make a request regarding your personal data, please contact us through the website.
11. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices, services, or legal requirements.
Updates will be posted on this page.
12. Contact
If you have questions regarding this Privacy Policy or how your data is handled, please contact us via the contact page on our website.